Because your farm is your life, we take great pride in doing what we do best by protecting your most valuable assets. Since our first farm policy was issued in 1879, our goal has been to offer tailored farm programs designed to meet the specific needs of the individual farmowner.

From the smaller suburban farm to the larger complex farming operation, you can be assured, we offer a program that has been personalized for your specific needs.

Farmowner Programs Available

• Guardian and Suburban Farm Plus – Form 5
  • (Replacement cost coverage up to 120% of Coverage A)
• Guardian and Suburban Farm – Form 3
  • (Cost coverage up to 100% of Coverage A)
• Farmowner – Form 3
  • (80%, 60%, 40% Replacement Cost Options for Coverage A)
• Farm Mobile Home
• Farm Tenant
• Farm Coverage – Form 6 – Farm Structures and Farm Personal Property

Policy Features Available
Contact an agent for a complete list of available coverages

• Farm/Agribusiness Equipment Breakdown Coverage
• Farm Dwelling Enhancement Endorsement
• Common Cause of Loss – Single Deductible for Packaged Policies
• Identity Fraud Expense
• Weight of Ice, Snow, and Sleet peril included on all outbuildings
• Custom Farm Work and Custom Feeding Liability
• $10,000 Open Perils Farm Machinery included with Unscheduled Farm Personal Property
• Rented or Borrowed Equipment Coverage
• Farm Machinery Open Perils
• Irrigation Equipment Named Perils and Open Perils Actual Cash Value, Open Peril Replacement
• Peak Season Inventory
• Glass Breakage in Cab
• Intake of Foreign Objects
• Loss of Farm Income and Farm Extra Expense

Premium Credits Available
All credits not available in all states

• Loss Experience
• Anniversary/Loyalty Credit
• Farm and Auto Package Credit
• New Home Discount
• Masonry Construction Discount
Senior citizen Credit
• Lightning Rod Credit
• Central Alarm Credit