With a lot of different companies and coverage choices to choose from, insurance can be confusing. At Buckeye Insurance Group, we want to make your insurance experience less intimidating. Selecting the right coverage for you all begins with some important basics.
While less coverage may seem more cost effective, the price you’ll pay in the event of a claim could cost you much more.
Selecting your limits of liability for Bodily Injury determines how much your insurance will pay if you and others are injured in an accident.
Your Property Damage coverage is the maximum limit that we will pay for physical injury to, the destruction of, or the loss of use of others’ tangible property in the event of a claim.
Your Medical Payments coverage is in place to assist with instant medical expenses that may arise for you or the passengers in your vehicle.
If an accident were to occur with an individual who doesn’t have insurance, you’ll want to make certain that you don’t lose out as well. Uninsured/Underinsured Motorist coverage is not a coverage you want to forego for cost.
You may wonder- “Do I need full coverage on my vehicle?” Comprehensive and Collision coverages exist to extend your coverage protection to your vehicle.
If you forego comprehensive and collision coverage, you are recognizing that we will not pay for loss to your vehicle in the event that damages would result from either of the above situations.
In order to determine whether or not to select these coverages, you might want to ask yourself-
What is the age of my vehicle?
What amount can I self-insure my vehicles to, should damages occur to my vehicle?
Understanding the basics of your auto coverages will help you make decisions that will best protect you, your loved ones, and your assets.
For help in determining which coverage selections are the best for you, contact a local agent today!